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The more you build up your credit, the more likely it is that you’ll. It can be more difficult to get approved for loans and other offers if you have bad credit. If you can, give it time. But if your credit hasn’t improved,.

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The only way a 'difficult' label can stick is if the correspondent reporting it has worked with the person more than several times over a period of years. Securing financing for an rv could be more difficult than getting approved for a car loan. It may be difficult to know which credit report and score a lender is using to evaluate your credit. In the late 80's i was.